INSURANCE... LET'S HOPE WE NEVER NEED IT, BUT PLAN AS IF WE WILL

There are a variety of health care insurance products and coverage plans available today. Whether you are the employer who offer plans from which you or your employees can choose, or you're buying coverage directly, you're probably aware that healthcare insurance has a range of costs and benefits.

As a consumer of health care insurance, you'll want to select affordable coverage that's right for you, your employees and their families.

*MAJOR MEDICAL PROGRAMS

Individual and Family Health Insurance
Permanent health insurance coverage designed to protect you and your family.

Student Health Insurance
Renewable individual health insurance for college students.

Small Employer Health Insurance
Helps small business owners make smart insurance choices.

ACCIDENT AND PERSONAL SICKNESS INDEMNITY PROGRAM: Helps provide you with coverage when an illness or injury threatens your health. Insuring for those unexpected events can help keep your finances safe. These two programs help cover you 24 hours a day 7 days a week. This program pays you cash within 4 to 7 business days unless you direct otherwise. This cash payment can be used to pay for emergency treatment, hospitalization, rehabilitation, diagnostic exams, and more.

CANCER AND SPECIFIED HEALTH EVENT PROGRAMS: Helps provide you with coverage when cancer or a heart attack or stroke occurs. This program pays on the first occurrence and for continued treatment. Cash is paid directly to you unless otherwise specified.

I know how hectic your day can get so, might I suggest in your spare time visit the websites I highlighted so you and your employees can make an informed decision on which direction to go in securing affordable health insurance.